✨ 2026 Benefits Calculator
SSI & Work Income Calculator
See exactly how working affects your SSI benefits. Working almost always means more money in your pocket.
Your Information
Many young adults receive the reduced amount. Check your SSA award letter if unsure.
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I'm a student (under 22)
Student Earned Income Exclusion (SEIE): Up to $2350/month or $9460/year of earned income is excluded from SSI calculations.
Your Monthly Summary
Work Income
$0.00
SSI Payment
$994.00
Total Income
$994.00
Step-by-Step Breakdown
Unearned Income
1
Unearned Income
$0.00
2
General Income Exclusion (GIE)
Up to $20
$0.00
3
Countable Unearned Income
Step 1 - Step 2
$0.00
Earned Income
4
Gross Earned Income
$0.00
5
After SEIE
$0.00
6
Remaining GIE on earned
$0.00
7
After GIE
$0.00
8
Earned Income Exclusion (EIE)
Up to $65
$0.00
9
After EIE
$0.00
10
IRWE Deduction
$0.00
11
Divided by 2
The 1-for-2 rule
$0.00
Final Calculation
12
Total Countable Income
Countable unearned + countable earned
$0.00
13
Base SSI Rate
Federal rate + state supplement
$994.00
14
Your SSI Payment
Base rate minus countable income
$994.00